Types Of Liens On Real Estate

-A lien is a legal recorded claim against a property. The claim encumbers the asset as a means to obtain money owed, such as a mortgage, asset taxes, or an unpaid debt owed to a undertaker of a package deal who performed work on the property. There are other reasons liens are recorded against a property.

-Equitable lien. When a asset is held as collateral and the parties agree in a document, that the asset is used to obtain the debt.

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-General liens. These liens all real estate and personal property. Court ordered judgments, probate actions, and Irs taxes fall under this category.

-Judgment lien. This is the consequent of an activity by a party or government division through a court of law to obtain payment on a claim.

-Involuntary lien. State statues originate real estate asset taxes. These taxes are a claim against the asset and the asset owner assumes the model when purchasing a home. Unpaid taxes can consequent in a exact involuntary lien.

-Specific liens. Special assessments and mechanics liens fall into this category. Unpaid contractors from home repair and remodeling projects can file a exact lien. Homeowner associations and local governing bodies can issue Special assessments for repairs and improvements. Failure to pay these Special assessments can consequent in lien being settled against a property.

-Voluntary lien. When you have a mortgage and voluntarily agree that the mortgage lien is safety for the lender in case you default on a mortgage loan.

Types Of Liens On Real Estate

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